What’s The Maximum Age For Income Protection Insurance?

I want to take out this cover but loads of places have declined to quote stating that I am over the maximum entry age as I’ve recently turned 60. Can I get cover from anywhere?

Question asked by Nicholas Hill

What’s The Maximum Age For Cover? Watch Our FAQ Video

When you apply for an Income Protection policy, the insurer will have a set maximum age for entry. This differs from insurer to insurer. The short video below explains this in more detail. Just press play! 👇

Can I Get Income Protection Over The Age Of 60

Yes, the good news is you should be able to get cover from certain insurers so don’t worry.

Across the marketing it is common for Income Protection Insurers to set a maximum entry age of 59. This can and has caused issues for individuals who have policies up until age 60 only to find that their cover can’t then be extended.

Luckily there are a number of insurers who offer a maximum entry age of 64. With these insurers it is even possible for the plan to run up to the age of 70 years old.

Need Independent Expert Help?

Please don’t hesitate to give us a call on 02084327333 or email help@drewberry.co.uk.  One of our expert adviser will be more than happy to talk through your situation and provide some suitable Income Protection options.

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Drewberry is a trading name of Brown & Brown Health and Employee Benefits Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 312878. Registered in England and Wales (company number 3910149). Registered address: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.

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