Is There a Maximum Age Limit When Taking Out Private Health Insurance?

I have been on a group scheme most of my working life and am now getting close to retirement. I was wondering whether there was a maximum age limit to set up an individual plan for when I leave my company scheme?

Question asked by George Jackson
12/04/2021

As with most things in the insurance world this varies wildly from insurer to insurer.

Some insurers do place a maximum age limit on starting a new policy, a handful of which set it as low as age 65. However many insurers now allow new joiners up to age 75 and some have no restriction on the age at which you can start a new plan.

Continuation option on business health insurance scheme

Given you are in an existing company health insurance scheme some insurers offer a continuation option for leavers of a group arrangement to continue the policy as a personal Health Insurance plan.

If you do review the market when leaving your group scheme there are a number of points to consider including potential medical exclusions, the level of cover you’ll require and which insurer best fits your needs.

Should you wish to discuss further please do not hesitate to give us a call and we will be able to point you in the right direction – we’re available on 02074425880.

Compare Top 10 UK Insurers

Takes approx. 60 seconds
Verified by Norton Symantec icon
 Or Call Us

Frequently Asked Questions

Contact Us

Head Office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
Personal Insurance & Accounts Payable
Telecom House
125-135 Preston Road
Brighton
BN1 6AF
Drewberry London Office MapDrewberry Brighton Office Map

If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. If you are unhappy with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS). The FOS website is www.financial-ombudsman.org.uk.

Drewberry is a trading name of Brown & Brown Health and Employee Benefits Ltd which is authorised and regulated by the Financial Conduct Authority. FCA Number 312878. Registered in England and Wales (company number 3910149). Registered address: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE.

Cookies

Drewberry™ uses cookies to offer you the best experience online. By continuing to use our website you agree to the use of cookies including for ad personalization.

If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.

Deny
Approve