Why Self-Employed Blogger Mrs Mummypenny Needed Life Insurance

Lynn James is a well-known and well-respected personal finance blogger who writes under the name Mrs Mummypenny. She lives in Hertfordshire with her three boys.

When she came to Drewberry in her search for Life Insurance, she already had a couple of old policies in place but her needs had evolved and as a result she found herself underinsured.

This is her story…

Transcript

I’m a personal finance writer and blogger and I predominately write for my own website which is Mrs Moneypenny.

I have three boys — Dylan is my eldest. He’s a very very keen football player. Josh is nine, also a very good football player. Then Jack is six… also into football. So I basically spend my life by the side of football pitches!

Life insurance is really important. My parents died when I was a teenager. They had some policies and some insurance but not very much. So as a teenager I wasn’t provided for.

I knew I had Life Insurance; I took out two policies a number of years ago. So it turns out I’m quite grossly underinsured because you’re meant to have at least enough life insurance to cover your outstanding mortgage.

The initial conversation with an insurance adviser at Drewberry was just to collect some basic information about me, some questions about my health, any illness in my family, and then the insurance adviser went off and found the appropriate policy for my situation.

It’s all sorted. I am now insured at the right level.

The insurance expert was amazing. She was very friendly and personable. She made me feel relaxed from the very start of the conversation. I now know that I’ve got a Life Insurance policy that got me covered for the next 20 years that’s left on the mortgage, so I feel secure. That’s probably the best word to use. I know that if the worst happened, my children will have a roof over their head.

Why Speak to Us…

We started Drewberry because we were tired of being treated like a number and not getting the service we all deserve when it comes to things as important as protecting our health and our finances. Below are just a few reasons why it makes sense to let us help.

• There is no fee for our service
• We are independent and impartial
  Drewberry isn’t tied to any insurance company, so we can provide completely impartial advice to make sure you get the most appropriate policy based solely on your needs.
• We’ve got bargaining power on our side
  This allows us to negotiate better premiums for you than you going direct yourself.
• You’ll speak to a dedicated expert from start to finish
  You will speak to a named expert with a direct telephone and email. No more automated machines and no more being sent from pillar to post – you’ll have someone to speak to who knows you.
• Benefit from our 5-star service
  We pride ourselves on providing a 5-star service, as can be seen from our 3893 and growing independent client reviews rating us at 4.92 / 5.
• Gain the protection of regulated advice
  You are protected. Where we provide a regulated advice service we are responsible for the policy we set-up for you. Doing it yourself or going direct to an insurer won’t provide this protection, so you won’t benefit from these securities.
• Claims support when you need it the most
  You have support should you need to make a claim. The most important thing when it comes to insurance is that claims are paid and quickly. We are here to support you during the claims process and make sure it’s as smooth and stress free as possible.