Boots Travel Insurance [Review]

Founded

1849

Company Type

Subsidary

Company Overview

Boots UK is part of the Retail Pharmacy International Division of Walgreens Boots Alliance, Inc. Boots is also one of the UK’s best-known retailers and providers of pharmaceutical, health and beauty products and services.

In partnership with Travel Insurance Facilities PLC, the retailer released its own branded Boots Travel Insurance, specialising in affordable cover for customers with health problems.

As wells as offering multi-trip and single trip cover, Boots Travel Insurance policies have 5 different levels of cover to choose from: Lite, Bronze, Silver, Gold and Platinum.

Boots Travel Insurance Review

Boots offers a 15% discount across their Travel Insurance policies if you apply online.

• Boots will cover  many medical conditions including diabetes, high blood pressure, heart conditions and cancer, provided they have been declared and accepted in writing. This will be assessed on a case-by-case basis at the time of application.
• Boots have no upper age limit on single trip policies, so elderly family members that may not normally be given cover will be covered under a Boots Travel Insurance policy. This includes covering many chronic conditions associated with age, coverage for which will again be assessed on a case-by-case basis at application.
• Boots offer 5 different levels of cover, ranging from low-cost to highly comprehensive. This allows you to choose the right amount of cover to suit your budget and your needs.
• Each Boots Travel Insurance policy comes with a standard ‘Activities Pack’ which provides you with cover for around 100 holiday activities. If, however, you would like to be covered for more risky or dangerous activities, you will need to pay more to add different Activity Packs to your policy that cover more activities.
• Standard Travel Insurance from Boots does not cover you if you are on a cruise. Instead, Boots sells an extension specifically for cruise holidays as well as extensions to cover overseas weddings and golfing events.

Boots Travel Insurance Policy Summary

Boots Lite Core Cover
Cover	Cover Limit
Medical Cover	£1,000,000
Hospital Benefit	£15 per night Maximum £150
Accidental Death & Disability Benefit	£5,000
Cancellation Cover	£1,000
Delay Cover	£10 per 12 hours Maximum £100
Baggage Cover	£1,000
Currency Cover	£150
Passport Cover	£100
Personal Liability Cover	£1,000,000
Emergency Dental Cover	£100
Single Trip Key Facts	Multi-Trip Key Facts
Policy Terms

Boots Bronze Core Cover
Cover	Cover Limit
Medical Cover	£3,000,000
Hospital Benefit	£25 per night Maximum £250
Accidental Death & Disability Benefit	£5,000
Cancellation Cover	£1,000
Delay Cover	£10 per 12 hours Maximum £150
Baggage Cover	£1,000
Currency Cover	£150
Passport Cover	£100
Personal Liability Cover	£1,000,000
Airline Cover	£500
Emergency Dental Cover	£100
Single Trip Key Facts	Multi-Trip Key Facts
Policy Terms

Boots Silver Core Cover
Cover	Cover Limit
Medical Cover	£5,000,000
Hospital Benefit	£50 per night Maximum £500
Accidental Death & Disability Benefit	£5,000
Cancellation Cover	£1,000
Delay Cover	£20 per day Maximum £100
Baggage Cover	£1,500
Currency Cover	£350
Passport Cover	£250
Personal Liability Cover	£1,000,000
Emergency Dental Cover	£300
Single Trip Key Facts	Multi-Trip Key Facts
Policy Terms

Boots Gold Core Cover
Cover	Cover Limit
Medical Cover	£10,000,000
Hospital Benefit	£50 per night Maximum £1,000
Accidental Death & Disability Benefit	£20,000
Cancellation Cover	£5,000
Delay Cover	£30 per 12 hours Maximum £300
Baggage Cover	£2,500
Currency Cover	£500
Passport Cover	£300
Personal Liability Cover	£2,000,000
Emergency Dental Cover	£750
Single Trip Key Facts	Multi-Trip Key Facts
Policy Terms

Boots Platinum Core Cover
Cover	Cover Limit
Medical Cover	£10,000,000
Hospital Benefit	£50 per night Maximum £1,000
Accidental Death & Disability Benefit	£25,000
Cancellation Cover	£7,500
Delay Cover	£30 per day Maximum £300
Baggage Cover	£3,500
Currency Cover	£750
Passport Cover	£500
Personal Liability Cover	£2,000,000
Pet Care Cover	£250
Airline Cover	£3,000
Emergency Dental Cover	£1,400
Single Trip Key Facts	Multi-Trip Key Facts
Policy Terms

Optional Add-On Cover

Additional Information about Travel Insurance from Boots

Key Comparison Points for Boots Travel Insurance

• Platinum and Gold Travel Insurance from Boots includes highly comprehensive cover, especially in terms of cover for injuries and health problems. While abroad, you can claim to replace prescription glasses and medication and if you suffer injury while travelling, you can claim for corrective surgery, physiotherapy, and home help once you return to the UK.
• Boots offer a range of different policies to cover your travels. In addition to having 5 different levels of cover, they also offer a choice of Single Trip policies, Multi Trip policies, and Longstay policies, all of which can be tailored for couples, families, and students.
• Boots are willing to cover pre-exisiting medical conditions provided you declare these conditions when you take out your policy. If in the time between taking out your policy and going abroad your health takes a turn, you will need to declare your health problem before leaving on your trip, otherwise you will not be covered for the condition.
• Lite and Bronze Travel Insurance policies from Boots have very limited cover compared to Gold and Platinum, covering only the basics. For example, they will not cover you if you are mugged or if you need an emergency replacement prescription. However, if you are only looking for a simple policy, Lite and Bronze are the lest expensive options.

Boots Travel Insurance Excess

Each level of Travel Insurance cover has a different level of Excess that you will need to pay when you claim certain types of cover.

Policy Exclusions

General Exclusions

• Existing medical conditions that have been not been disclosed to your insurance provider..
• If the person injured or the item damaged or lost is involved in a deliberate criminal act.
• If you have been refused by your carrier to travel for whatever reason.
• If you were under the influence of non-prescribed drugs, alcohol, or solvents during the incident.
• Delay, confiscation, detention, requisition, damage, destruction or any prohibitive regulations by Customs or other government officials or authorities of any country.
• You are travelling against the advice or recommendations published by the Foreign and Commonwealth Office applicable at the time of your departure.
• Suicide, self inflicted injury, or wilful exposure to danger.
• You are piloting or travelling in an aircraft that is not licensed to carry passengers.
• War, terrorism, invasion, revolution, or damage or loss to property while under the order of any government, public or legal authority.

Gadget Cover Exclusions

• If the damage or lost electronic device is more than 48 months or was not in full working order before travelling.
• Any theft, loss or damage that occurs to your electronic devices whilst travelling on public transport or on an aircraft unless they are being carried in your hand luggage or on your person.
• If the electronic item was not purchased in the UK as new or refurbished with evidence of ownership.
• Any electronic items over the value of your maximum level of cover.