Can I Take Out Income Protection Up to Age 70?

Some Insurers Offer Cover to Age 70

Yes, for Long-Term Income Protection plans a number of insurers have extended the length of cover available up until age 70. Although not all insurers currently offer this option more insurers are moving in this direction, recognising that people are starting to work past age 65 far more frequently.

Minimum Term of Income Protection

Please note that most long-term plans have a requirement for the term of the plan to be at least 5 years long, so if you have a current plan and leave arranging new cover until past age 65 it may be too late to set up a new policy.

It is also worth noting that short-term payment protection plans (such as for short-term accident and sickness cover) still have a maximum policy end age of 65, although these insurers are likely to move towards age 70 in the near future also.